Business insurance for home improvement stores

Keep the roof on costs with the right coverages.

Why you need home improvement store insurance

With home buying and home renovations trending steadily upwards, home improvement stores are busier than ever. This presents both huge opportunities and unique risks for you as a store owner. 繁荣和成长, you’ll need to protect your business against potentially wrenching losses due to accidents, injuries and other mishaps with insurance built for your needs.

五金店pp王者电子官网

Let us help you sort out all the nuts and bolts of getting insurance that provides the right coverage for your business at surprisingly great rates.

Hardware store insurance coverage includes

  • 一般责任- protects you against costly claims and lawsuits if a customer is injured while in your store or if you damage a customer’s property.
  • 〇财产pp王者电子官网 covers buildings and other structures you own. It also protects your office equipment, business equipment and inventory from a covered loss.
  • 〇收入损失 protects your income and provides help for ordinary payroll expenses for up to 12 months, if your business is inoperable due to a covered loss.
  • 〇员工不诚实 coverage helps protect you from direct physical loss to business personal property (including money) because of employees’ dishonest acts.

考虑增加额外的pp王者电子官网

Depending on the number of employees you have and other factors – what’s covered in your business owner’s policy may not be enough. A 当地州立农场代理 can advise you on additional coverages you may need to protect your business.

商业汽车

商业汽车 covers the cars, trucks, vans, and other vehicles used for business. If you have multiple vehicles, talk to a local agent about available options.

商业责任保护伞政策

商业责任保护伞政策 (CLUP) gives you an added measure of protection when your covered liability losses exceed your policy 限制.

工人的补偿

工人的补偿 helps protect your crew against work-related injuries or illness. Requirements for workers’ comp vary by state.

Other home improvement stores we insure:

  • 设备
  • 地毯 & 实木地板
  • 油漆
  • 窗口处理
  • 家音频 & 视频设备
  • 家用器皿

Rated “the best overall” insurance company for small business

We’re not ones to brag (okay maybe a little), but Investopedia recognized State Farm insurance as the top choice for small businesses 1 像你这样的. 原因如下:
agent-know-how

代理技术

我们的代理商也是企业主. They understand the unique needs of small business owners.

customizable-insurance

可定制的pp王者电子官网

We offer an array of coverage options that can be combined into one policy.

优质服务

特殊的服务

Since 1935, we’ve been 在这里 to help small business.

跟当地州立农场的代理人谈谈

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. 承保范围详情, 限制, or services may not be available for all business and vary in some states. All coverages are subject to the terms, 规定, 除外责任, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including State Farm Mutual Automobile pp王者电子官网 Company and its subsidiaries and affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. State Farm has no discretion to alter, 更新, or control the content on the hyperlinked, 第三方网站. Access to 第三方网站s is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.

Life pp王者电子官网 and annuities are issued by State Farm Life pp王者电子官网 Company. (未在MA获得许可, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, 布卢明顿, 伊利诺斯州.

  • State Farm Mutual Automobile pp王者电子官网 Company
  • 国家农场赔偿公司
  • 布卢明顿,
  • State Farm County Mutual pp王者电子官网 Company of Texas
  • 理查森,TX
  • 州立农场火灾事故公司
  • 州立农场pp王者电子官网公司
  • 布卢明顿,
  • 州立农场火灾事故公司
  • 佛罗里达州温特黑文
  • 劳埃德州立农场
  • 理查森,TX
  • State Farm Life pp王者电子官网 Company (Not licensed in MA, NY or WI)
  • State Farm Life and Accident Assurance Company (Licensed in NY and WI)
  • 布卢明顿,