一对夫妇庆祝他们的新公寓.

首次置业者

Tips and tricks for the first-time 房主.

恭喜你:你买了一套房子! Right now, you're probably feeling excited, happy, nervous and maybe a little overwhelmed.

当然,所有这些都是自然的. But arming yourself with a few must-dos and must-knows can help you happily swing from homeowning newbie to homeowning master in no time. 以下是你需要考虑的问题:

搬家:安顿下来

You may be anxious to get started on home improvement — but it's also okay to unpack your boxes and get to know the ins and outs of your rooms and your yard. Take some time to enjoy your new home and prioritize projects once you start to get settled. 你最常使用的空间是什么? As you begin to get organized and think about what your home might look like, ask friends and family what projects they're glad they 太k on and what they wish they would have done differently. Remember, you've got plenty of time to tackle the to-do list!

家装:梦想远大,从小事做起

Most people have changes, both big and small, that they want to make to a home. 在你做任何事情之前,做一个总清单. It might include big dreams (a kitchen addition!) or even small changes (new hardware for a bathroom). You may also have to-do items from your home inspection that should be added to the list. 虽然很容易感到不知所措, it's also important to remember that a home is a long-term investment. Once you have a list, you can prioritize, estimate budgets, start saving and then start doing.

维修工:你说了算

A well-functioning home is like a well-functioning car: It needs regular attention to its operating systems, 偶尔也微调一下. 对于初学者来说, implement a seasonal inspection routine: Walk around the exterior of your home, 然后对内部做同样的操作. Make a list of items that need immediate attention, including dripping faucets and missing downspouts. Add items to your calendar such as "change furnace filter"and "call for fireplace inspection"based on manufacturer or generally accepted recommendations.

pp王者电子官网:盘点你的物品

购买后 房产pp王者电子官网, it's a good idea to spend time taking stock of what you own by 创建家庭清单. Online options can help, or you can simply photograph each room and record its contents. 一旦你完成了,联系你的州立农场® agent to make sure your coverage levels are adequate.

预算:计划和储蓄,然后再计划更多

除了…之外 预算 对抵押贷款, 财产税和pp王者电子官网费, setting aside funds for both short- and long-term projects, as well as planned and unplanned maintenance, 是个好主意. 一些估计认为 每月开支约1,200元 — but it all depends on the size, condition and location of your home. Also consider whether you'll do some maintenance pieces, 比如草坪护理, yourself; if you do, you'll need to invest in the right equipment, 然后付钱去维修, 太.

The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

开始引用

选择一个产品以启动报价.

在附近找代理
您或pg电子官方网页版

T在这里’s one ready to offer personalized service to fit your specific needs.

相关文章

Basic hand 太ls every 房主 or renter should own

Build a basic 太l kit for your home with these essential hand 太ls, and you'll be prepared for nearly everything.

移动? 别忘了对pp王者电子官网也做些调整

Find out if you just transfer insurance to the new address or if you need new coverage.

What to know before you buy that fixer-upper

Will this handyman's special be worth the effort? Here are some aspects to consider before a home purchase.

上门检查:包括什么,不包括什么?

Consider a professional home inspection to help identify any immediate or potential issues before signing the papers on a new house.